Sunday, February 3, 2008

Some Money Help

I was checking into my emails today and got one from a friend who told me about her getting a payday loan for an emergency money situation that she's in. Funny how a few days ago I posted here on my blog about how one can avail of payday loans.

So I respoded by saying I know a little bit about getting a cash advance or a payday loan from reading up about it, although I can't say from personal experience as I have never tried to get one myself before.

I think the first thing one should do before getting a payday loan is do their own research online, look around, and make comparisons on different lenders offering these types of loans. One particular site that I know of that shows comparisons and rankings of different cash advance and payday loans sites is The sites are rated, ranked, and reviewed by consumers who have used each of the payday loan site that are featured there before.

Now bear in mind, if you are looking into applying for this kind of loan, you have to meet certain minimum requirements firs before you get approved. Like, you have to show proof that you have been employed for at least 3 consecutive months through your pay stubs, earning at least $1,000 per month in income, and have a valid checking account open for at least 3 months. Some lenders may also look at the frequency of non-sufficient funds on your bank account and if you have outstanding payday loans with other lenders.

1 Comment:

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